Clime Group Client Testimonials
Roger Montgomery Presentations
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Clime AFM
StockVal
Roger Montgomery Presentations
Dear Vanessa,
I would like to thank you for organising Roger's presentation at our conference. I appreciate all your help.
I would also appreciate if you would pass on my thanks to Roger personally. I had pretty good expectations coming into the conference but he managed to far exceed these expectations. I have no doubt you would have heard this before, but Roger’s presentation was outstanding and I would very much like to thank him. The consensus amongst the delegates was that Roger's presentation was one of the best in our 20-year history.
Once again, thank you very much for organising the presentation and I look forward to becoming a Clime client.
Regards,
David Maxwell
Partner, Carrigan & Co Pty Limited
Dear Roger,
Thank you for your involvement in Maximising Shareholder Value. Your input was very well received, in particular the practical advice you gave senior executives on the articulation of financial strategy, examples of companies which have created economic value and those that have destroyed it.
I was listening to your ASX investor hour presentation, a great speech. I have been a long-time admirer of Warren Buffett too.
Kind regards,
Simon Davis
General Manager
CapitalConnect
www.capconnect.com.au
I was listening to the ABC yesterday afternoon and found the discussion on Telstra T3 very interesting ... I worked for Telstra for 32 years and have a lot of shares in T1, a few in T2 and watching T3 ... I have also accumulated shares in Com Bank, St George, Westpac, Woolies and BHP, just to name a few ...
Every time when I’m in the car and Roger comes on ... I can’t leave till his segment has finished ... Roger has a great style of presentation.
Peter Raison
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Clime Capital
Dear Roger,
A quick email to congratulate you and Clime on yet another solid year. It might sound a bit strange, but each month I eagerly wait to see an announcement next to Clime Capital Limited (ASX:CAM) on my watch list which tells me that your updated NTA report is ready. The sound, unchanged, time-proven wisdom / principles and examples within are refreshing from the day-to-day market 'inflation and interest rate concern' dribble. Like a companies intrinsic valuation, these principles change rarely and, thankfully, are now becoming well entrenched.
Why am I telling you this? I just thought that you would like to know that there are some of us out here in the real world who have seen the merit in your convictions. I almost forgot what PE's were until you mentioned them again, I too have no idea what the PE's in my portfolio are...nor do I care.
Name withheld
Clime Capital Limited Shareholder
Roger,
I would like to express my thanks to all the staff at Clime for delivering an outstanding result for the year 05/06. I am proud to say my son Adam who has just turned 8 yrs of age has been showing a keen interest in the share market, taking up a small holding in Clime Capital Limited (ASX: CAM).
We both look forward to your commentary on the market and our holdings over the coming year, plus the next investor lecture.
Paul McCauley
Clime Capital Limited Shareholder
Roger,
I just finished reading the latest NTA for Clime Capital Limited (ASX: CAM)! Thank you for the returns delivered over the course of the last financial year. We now look forward to the next 23 years!
Vladimir Gjurovski
Clime Capital Limited Shareholder
Hi Roger,
I also have always had an interest in finance and the stock market, but felt overwhelmed to educate that interest. Some months ago, after we sold our unit, I wanted to check up on my 5-year investment in the property market and run some comparisons before I put down my profits to borrow more money to move the family into a house. Something was seriously amiss to me when I ran the figures.... so I embarked on a self education program whereby every night I would educate myself, usually frantically printing out articles and surfing the net searching for information, before I again make an untimely and hasty decision to invest 100% of my money into residential property again. I have since learned the bank made a killing!
Thankfully I met you (virtually) early on. You have had a great influence on my thought processes and examination of companies and investment strategies, ethics, management, the books I buy, etc. Who knows where my mindset would be today (the latest trend? hot stocks from a stranger?) and where I would invest our hard earned money. You will be glad to know I've subsequently met Warren Buffett (virtually) and the wealth of information he has to share. I enjoy your website and articles and look forward to a lifetime of learning as my appetite for education in finance and investment grows insatiable.
So Roger I'd like to thank you for your time, dedicated honest work, charitable nature, and being an invaluable asset to Australian investors. And finally for having the determination to list your company. I look forward to coming to see you at your seminars, and our family looks forward to becoming part of your company, at a bargain price that is :) We wish you and Clime every success.
Shareholder
(Name Witheld Upon Request)
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Clime AFM
Dear Mr Montgomery,
We would like to congratulate you on your choice of staff - Will Goddair in your Brisbane office. We recently had a consultation with him (after signing up for StockVal).
He was so straight forward and informative - no ego or b******t (can't think of another word that expresses it so well).
We have consulted a number of financial advisors over the years and have not been at all impressed but Will was very impressive. After talking to Will and as part of our super fund we have committed $50,000.00 to the Clime High Yield Underdogs Fund and intend adding to it.
Regards
Marilyn and Geoff
Clime AFM client
We have been clients of Warren Brooks, Clime AFM Financial Services, since January 1993. During this time we have been extremely satisfied with the service Warren has provided for us. He has managed our portfolio according to our personal risk needs, makes himself available when we need to contact him and treats us in a very personable manner.
Warren has vast knowledge and experience in financial matters and has always been available to answer our questions and address any concerns. The staff employed by Warren over the years have also been extremely pleasant, knowledgeable and have always given us a feeling of genuine care and attention to detail with our financial dealings. They always return calls and seek answers to any questions we may ask.
We are extremely happy with the financial services provided by Clime AFM.
Greg and Cheryl
Clime AFM client
Warren Brooks has been our financial advisor since 1992 and his investment strategies enabled us to fund a year living in Europe, numerous Australian holidays and maintain a secure lifestyle. When he joined with Clime we were delighted as Clime’s strategies matched our expectations and maintained our confidence in Warren’s ability to secure our investment future.
Les & Lorna Whelan
Clime AFM client
In 1996, after working for more than 40 years in local government, I decided to retire from the work force. At that time I had a reasonable amount accrued in my superannuation fund and needed a place to invest this money so as to make it grow and secure my future lifestyle. Working in a big establishment meant that there were a number of other people in my predicament, so where better to seek some advice on good financial advisers.
I was searching for someone who was honest and ethical to give me advice on the risks and advantages of the share market. After talking to people who had already retired and those in the progress of retiring, one name kept popping up - Warren Brooks. From my discussions, he certainly met my requirements and was making good profits for those who had elected to invest their super with him.
At the time Warren was working out of Winchcombe Carsons Financial Planning Pty Ltd and after such good recommendations I elected to place my super funds with him. Later on Warren set up his own financial planning office which eventually became Australian Financial Management Pty Ltd and now Clime AFM.
After being with Warren for the last 12 years I have found that he certainly met all my requirements. My super money has grown quite substantially over that time. I have no hesitation in recommending Clime AFM and in particular Warren Brooks to anyone seeking advice on investing in the share market.
Clarrie L
Clime AFM client
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StockVal
Hi Roger
I've just had a quick look at the new StockVal 3.0 and want to congratulate the team for this significant enhancement - it's clearly much more user friendly.
StockVal has improved significantly since it began.
The new StockVal + the fortnightly newsletters are a valuable resource.
Well done!
Terry B
StockVal member since 2006
StockVal has taught me to be successful and certain;
Every other system has been smoke screens behind curtains!
Using well proven theories of buying at fair price,
has eliminated any gambling or roll of the dice!
I am now confident, knowledgeable and a better investor
as opposed to being a speculator or inexperienced tester!
Roger has re-launched my enjoyment of shares;
I no longer fear the dips, troughs or bears.
StockVal is not only “wonderful” and “fair”,
It is an education tool - which now a days is so rare!
Thank you StockVal and Roger for making me a better investor!
Marlene T
StockVal member since 2006
Dear StockVal Team,
I first started using StockVal about 18 months ago. The "rational me"accepted that StockVal could help prevent me from making investment blunders. However, I must confessthat the "irrational me" was often diverted by hype, tips, and the meanderings of market commentators.
I fell in love with overvalued stocks and bought without reference to StockVal. I also bought risky stocks on a tip, or simply because the price was going up!
Each time I would convince myself - it would be okay, momentum would keep me safe.... until the fallout from the current financial crisis occurred.
I had to learn this the hard way, but what StockVal has done for me is anchor me to something worth knowing about...VALUE!! On 22 January when my heart was in my mouth and the market was plummeting, I kept reminding myself of something Brian McNiven once said… "market crashes are a cause for celebration". Using my StockVal watch list, I bought heavily and almost doubled the portfolio focusing on good companies. Within weeks I had recouped a substantial part of our losses and it made me realise what an invaluable tool StockVal is.
Jan D
StockVal member since 2006
StockVal has helped me become a better investor because it has saved me from myself by bringing a shard of calm light into the noisy argumentative crowded foggy room that is my investment mind. Being a better investor makes me a better sleeper, which makes me a better husband and father. My 3 year-old doesn't know it, but he's glad I subscribe to StockVal.
Marcus C
StockVal member since 2007
Dear StockVal Team,
I used to be an "investor" who jumped from tip sheets, to technical analysis, to 'top 200 dogs', to 'small growth specs' and back to tip sheets. The problem was, I had no real certainty and they all made sense.... until I discovered StockVal.
StockVal has given me certainty with its logical and simple analysis of businesses, which I neither have the time nor the nous to understand on my own.
It has also given me certainty that I am now investing in the true sense of the word, rather than being distracted by the next great method to come along.
And you know the best thing about certainty is peace of mind and to me, peace of mind is worth a lot.
Tim C
StockVal member
Vanessa,
I had bought a few shares in the past, and been burned - even though the purchases were on the recommendation of a well-recognised stock firm. I bought them because I thought I should as a way of saving rather than because I wanted to.
After hearing Roger's podcast and making the pilgrimage to a couple of his seminars, I feel I not only have the tools to buy soundly in the stock market, but I have a plan and reason to do it.
Rather than feeling worried about the future, I look forward to trying to see what others overlook in their hunt for quick gains - value that isn't diminished by the fads and flavours of the moment.
Jeff P
StockVal member since 2008
I have been a subscriber to StockVal for almost 2 years, encompassing market buoyant and market pessimistic times. I have used StockVal for stock selection and have found the rationale and underlying algorithms to be accurate.
StockVal was clearly signalling that value was very hard to find during 2007 optimistic times and sadly this has proven true. If I had fully followed StockVal I would have avoided much of the recent downturn.
A second key element in using StockVal is the constant updates and intelligent commentary posted to the notes attached to each valuation. I also value the strong customer service provided by StockVal.
In summary, StockVal is a vital tool to any serious long-term investor who seeks wonderful companies at fair prices.
Rory D
StockVal member since 2006
Dear StockVal Team,
I started investing 3 years ago at age 25. I would listen to friends for tips as well as newspapers and other forms of media. Coming from a science background, I don't have a clue about how to run a business, so how could I identify what a good business was? Following this path, I have to say, has beared no fruit and in fact has probably burnt me and put me behind financially. I needed to become my own investor.
With StockVal, I can now identify not only good businesses, but ones that are also good value.
As an educating tool, I haven't found anything better than StockVal. Yearly financial reports were just too confusing, and to be honest they still are. Using StockVal has taught me a lot about how to read them and take the information that will help me make my investment decisions. I like how it will gives me the room to grow as an investor while my knowledge of financial information grows.
With all the stocks out there where does one start to look? StockVal at the very least provides me a list to start me off.
Previously I could not say that I had any particular investing profile, but now I can say that I am (or attempt to be) a value investor. I can honestly say that I have learnt more about investing in the last 2 weeks with StockVal and all the support/Podcasts/lessons than I have in the 3 years I've been investing.
R Tan
StockVal member
StockVal has provided me with huge benefits in the six months since I joined:
- Providing more relevant company specific information
- Allowing my time to be used more efficiently
- Facilitating a more disciplined approach to investing
- Increasing my knowledge of investing in the stock market
- These benefits then underpin my confidence in my investment decisions
The great things is that these benefits do not just come from the tool, but also the regular news letter and access to analysts.
Overall, StockVal has completely changed my entire approach to investing for the better.
Stuart M
StockVal member since 2007
StockVal is a very different approach to the average membership/newsletter stock research tool that I have been involved with over the years.
I thought I had learnt quite a bit about what to look for and what to follow, flavours of the month, expensive stocks, Dogs and hunches. However since joining StockVal, I am starting to learn the difference of what a value stock really is and what stocks are expensive, not worth buying and what stock brokers want to off load on the day.
There is so much hype and miss information about stocks out there from brokers and analysts that the average trader can get caught up in knowledge overload.
If I am disciplined through learning and stick to my plan, with StockVal, I will grow wealthy and not have to rely on pure luck.
Robert B
StockVal member since 2008
Sally,
Thank you very much for sending the complimentary copy of Brian McNiven's books. I will read them with great interest. I was quite surprised that I got them so quickly. That is what I call prompt service and responsiveness to customers. Well done.
You know, coming from the U.S. many years ago, I was disheartened to see the low level of customer service in Australia. Quite surprising to me when you consider that tourism is a very large part of the Australian economy, and tourism to me is a "service" industry. When I come across an Australian company or business that offers good customer service, I am actually surprised. I know, it shouldn't be like this.
Clime Asset Management is one of those rare Australian companies that exemplifies good customer service. I know the year has not started out well for Clime with CAM share price being down in the doldrums. But with Roger and the staff at Clime, I have every confidence that CAM will do well in the long run. Why do I think that? Because Clime has always exemplified honesty, candor, integrity and commitment to its shareholders, that's why.
Keep up the good work folks. All the best in 2008!
Regards,
Eddie Shaw
Director
SENSE Innovations Pty. Ltd.
Hi Roger,
I smiled (with relief) when I read the news today (26/02/08). After going to one of your seminars and subscribing to StockVal, I sold my holding of ABC Learning Centres.
THANK YOU - the subscription has paid for itself many times over!!! Love your work ;-)
Trevor
StockVal member
Dear StockVal Team,
The main benefit I have found from using StockVal is that it gives me a clear & concise value to consider as my purchase price. It also provides me with enough information to search for stocks that not only represent value but also quality. Other programs provide similar guidance as regards quality, but none provide advice regarding both quality & that crucial value to price ratio.
The tool is easy to negotiate & understand. It allows me to focus on quality stocks & simply wait till the price is at a discount to the value.
All in all the I believe the price I pay for StockVal is well below the value I have received & continue to get.
Paul H
StockVal member since 2007
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